Someone broke into my car and stole my GPS unit and IPOD. How can I get insurance to pay for them?
Jason R asked:
The insurance company says that they do not cover items in the the car, but rather only items that are a part of the car. What should I do?
The insurance company says that they do not cover items in the the car, but rather only items that are a part of the car. What should I do?
Contact Pre-paid Legal
Try your homeowners insurance, if you have it.
There is nothing you can do except take the loss and dont leave items visiable in your car in the future.
If you have homeowners insurance or renters insurance you can file a claim through them. If the value of the items is less than your deductible you are stuck paying for them.
You’d file a claim through your homeowners or renters insurance.
You’ll probably need receipts as proof that you actually owned them – and weren’t just trying to scam them.
Honestly though, for the amount of money your rates will increase, you’d be better off to just buy new and forget the insurance.
The GPS, it wasn’t built into your car? If not, you’re going to have to claim it under your homeowners or renters insurance policy, with the IPOD.
Car insurance covers cars. Renters or homeowners insurance covers your stuff, anywhere in the world, including in your car.
They are covered if you have a homeowners or renter’s policy.
However, like one person said, if the loss is under your deductible your out of pocket.
Also, you don’t want to make a lot of claims if you plan to buy a house or change insurance companies. The more claims , the harder it is to get insurance and when you do its expensive.
So, depending on your situation you may have to take the loss on this one.